ZAPT Personal

Ultra-High-Net-Worth Family Concierge

From unified bill pay to multi-generational legacy planning, ZAPT Personal delivers the sophisticated infrastructure of a traditional family office with the intelligence of next-generation AI.

Family Office Services

Comprehensive wealth management and lifestyle coordination

Unified Bill Pay

Centralized payment coordination across all personal and family accounts, with intelligent categorization and spend analytics.

  • Automated Bill Processing

  • Multi-Account Consolidation

  • Spend Analytics

  • Vendor Management

Dispute Resolution

Professional advocacy for billing errors, fraud protection, warranty claims, and vendor disputes on your behalf.

  • Fraud Monitoring

  • Billing Dispute Handling

  • Warranty Coordination

  • Legal Coordination

Legacy Planning

Multi-generational wealth transfer strategy, estate coordination, trust administration, and family governance design.

  • Estate Coordination

  • Trust Administration

  • Family Governance

  • Succession Planning

Investment Coordination

Unified view of all investment accounts, performance tracking, rebalancing oversight, and tax-loss harvesting coordination.

  • Portfolio Aggregation

  • Performance Tracking

  • Tax Optimization

  • Manager Coordination

Lifestyle Concierge

Travel arrangements, event coordination, property management oversight, and premium service vendor relationships.

  • Travel Coordination

  • Event Planning

  • Property Oversight

  • Vendor Relationships

Philanthropy Management

Charitable giving strategy, foundation administration, impact measurement, and donor-advised fund coordination.

  • Giving Strategy

  • Foundation Admin

  • Impact Tracking

  • DAF Management

Service Tiers

Tailored packages for different family complexities

Elite Concierge

Individual & couples

$7,500

per month

  • Unified bill pay & coordination

  • Dispute resolution service

  • Basic legacy planning

  • Travel & lifestyle support

  • Quarterly financial reviews

  • Email & phone support

Most Popular

Family Office

Growing families

$15,000

per month

  • All Elite features

  • Multi-generational planning

  • Investment coordination

  • Tax strategy oversight

  • Property management

  • Dedicated advisor access

Premier Dynasty

Multi-generational estates

$30,000+

per month

  • Complete family office

  • Trust & foundation admin

  • Family governance design

  • Multi-entity coordination

  • White-glove concierge

  • 24/7 dedicated team

The ZAPT Personal Advantage

AI-Powered Efficiency

Intelligent automation handles routine bill pay, vendor communications, and administrative tasks, freeing you to focus on what matters most.

Unified Financial View

Single dashboard consolidating all personal accounts, investments, properties, and obligations for complete transparency.

Proactive Protection

AI monitors for billing errors, fraud, duplicate charges, and contract renewals, resolving issues before they impact you.

Institutional Caliber

The same level of sophistication used by ultra-wealthy families and institutional investors, now accessible through intelligent technology.

Experience Family Office Excellence

Schedule a confidential consultation to discuss your family's needs

ZAPT Financial

AI-orchestrated wealth and business architecture combining private equity, hedge fund management, corporate finance operations, and UHNWI family concierge services.